Privacy Policy

This Privacy Policy is applicable to Meduit Group, LLC for itself and its operating subsidiaries including Receivables Management Partners, LLC DBA RMP, LLC DBA RMP Services, LLC DBA JP RMP; CMRE Financial Services, Inc., Professional Claims Bureau, LLC DBA PCB; and H & R Accounts, Inc. DBA Avadyne Health.

Effective Date:   September 28, 2020

Last Updated:    July 21, 2024

Meduit Group, LLC believes in your right to privacy when using the Internet for your communication, and protecting your private information is our priority. As such, Meduit Group, LLC, for itself and its operating subsidiaries including, but not limited to Receivables Management Partners, LLC DBA RMP, LLC DBA RMP Services, LLC DBA JP RMP; CMRE Financial Services, Inc., Professional Claims Bureau, LLC DBA PCB and H & R Accounts, Inc. DBA Avadyne Health (hereafter “Meduit”) have created this Privacy Policy in compliance with applicable law and in order to demonstrate our firm commitment to privacy. This Privacy Policy describes how Meduit collects, uses, discloses, transfers, stores, retains or otherwise processes your information when you (whether in your individual or business capacity) access or use, in any manner, any content, products, services or related activities (collectively “Services”), including through the Internet domain(s) owned or operated by Meduit, which include but are not limited to:

  • com
  • com
  • com
  • net/#/payrmp
  • com
  • com
  • org
  • com
  • com/RMP
  • com/ABS
  • medarx.com
  • com
  • virtualcollector.net
  • cmrefsi.com

We refer to the above website(s) and all related websites as “sites” and to each of them as a “site.” When we refer to “we,” “us,” or “our,” we mean Meduit, or the specific division, subsidiary, or affiliate that operates a site, provides its content, or processes information received through it, each as appropriate and applicable. When we refer to “you” or “your,” we mean the person accessing the site. If the person accessing the site does so on behalf of, or for the purposes of, another person, including a business or other organization, “you” or “your” also means that other person, including a business organization.

This Privacy Policy applies to your use of our Services, and covers information collected in connection with your access to and use of our Services. Please read this Privacy Policy carefully. By continuing to interact with our Services, you are consenting to the practices described in this Privacy Policy.

GENERAL DISCLOSURES

Each of the sites is hosted in the United States. If you are visiting the site(s) from outside of the United States, please note that by providing your information it is being transferred to, stored or processed in the United States and other countries, where our data center and servers are located and operated. If you are outside the United States and do not wish to allow the transfer of your personal data to the United States, you should not use these sites and opt-out of the collection of cookies. View our COOKIES POLICY.

We take your privacy and the protection of your personal data seriously. We will only store, process and disclose your personal information in accordance with applicable law. We will make it clear when we collect personal information and will explain what we intend to do with it. We do our best to protect your privacy through the appropriate use of information security measures.

WHAT INFORMATION WE COLLECT

1.  Information You Provide To Us Directly

Meduit may collect different information from or about you depending on the manner in which you use our site(s) or Services. The following examples are provided to help you better understand the information we may collect through your use of the site(s) or in the course of us providing our Services.

We may collect, use, store and transfer different kinds of personal information about you, which we have grouped together as follows:

  • Identity Data includes first name, maiden name, last name, username or similar identifier, date of birth, last four digits of Social Security Number and answers to security questions, like your mother’s maiden name.
  • Contact Data includes personal mailing address, email address and telephone
  • Financial Data includes bank account number and payment card
  • Transaction Data includes payment history and details about payments made by you to our third-party business partners.
  • Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating
  • system and platform and other technology on the devices you use to access this
  • Profile Data includes username and password and
  • Usage Data includes information about how you use our website and

2. Information Received From Creditors

Meduit may receive different information about you from our clients and business partners depending on what services and/or products you received from them. The following examples are provided to help you better understand the information we may receive from our third-party business partners.

We may collect, use, store and transfer different kinds of personal information about you, which we have grouped together as follows:

  • Identity Data includes first name, maiden name, last name, date of birth and Social
  • Security
  • Contact Data includes personal mailing address, email address and telephone
  • Financial Data includes account balance, bank account number, payment card details and dates of service.
  • Health Data includes provider information, insurance information, treatment descriptions and treatment dates.
  • Transaction Data includes details about payments to and from you, payment history, and other details of products and services you have purchased from our third-party business

3. Information Received Through Third-Party Platforms

You may access our site(s) through third-party platforms, such as Facebook. If you use our site(s) on or through a third-party platform, including via any mobile and/or other Internet connected devices (“Wireless Devices”), or click on third-party links, the collection, use, and disclosure of your information and your use of the site(s) will also be subject to the privacy policies and other terms of such third parties or third-party platforms. You should review such privacy policies, terms and other agreements.

4. Collection Of Technical Information And Usage Data

When you access Meduit’s site(s), we automatically collect certain information. This information may include without limitation: (a) technical information about your computer or Wireless Device, such as your IP address, geolocation information, device type, operating system type and version, unique device ID, browser, browser language, domain and other systems information or platform types (collectively “Technical Information”); and (b) usage statistics about your interaction with Meduit’s site(s), including pages accessed, referring website address(es) time spent on pages, pages visited, search queries, click data, date and time and other information regarding your use of Meduit’s site(s) (collectively “Usage Data”).

This Technical Information and Usage Data, which may be linked to your personal information, is collected through the use of server logs and tracking technologies, including: (i) cookies, which are small pieces of code that websites send to your computer or Wireless Device to uniquely identify your browser or mobile device or to store information in your browser setting; and (ii) web beacons, which are small objects that allow us to measure the actions of visitors using Meduit’s site(s). For more detailed information regarding how we use cookies and other technology, please review the additional information in our COOKIES POLICY outlined below.

HOW WE USE YOUR INFORMATION

We may use information about you for a number of purposes, including:

1. Providing Account Payment Options

Processing or recording payment transactions on outstanding accounts.

2. Providing, Improving and Developing Our Services

Providing, maintaining, and improving our Services; and Developing new products and Services.

3. Communicating with You Regarding Account Information

Responding to questions or concerns.

Sending you information we think you may find useful or which you have requested from us regarding an account in our office.

4. Text Messaging Communication with You Regarding Account

By providing us with your mobile number and opting-in, you give Meduit Group, LLC for itself and its operating subsidiaries permission to send you account-related Text Messages, including but not limited to payment reminders and notifications, in conjunction with your account. The number of messages will vary by account. Message and data rates may apply.

By providing us with your mobile number and opting-in, you agree you have ownership rights or permission to use the number given to us. To opt-out, text STOP to any text message we send you. If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages. Wireless carriers are not liable for undelivered or delayed messages. Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties not required for our everyday business purposes except when explicitly authorized by the subscriber. To request support, text HELP to any message you receive or email us at privacy@meduitrcm.com

5. Protecting Our Services and Maintaining A Trusted Environment

Enforcing our Terms of Service or other applicable agreements or policies. Verifying your identity.

Complying with any applicable laws or regulations, or in response to lawful requests for information from the government or through legal process; and

Contacting you to resolve disputes and aid with our Services.

6. Other Uses

For any other purpose disclosed to you in connection with our Services from time to time.

WHEN AND WITH WHOM DO WE SHARE YOUR INFORMATION

1. When and How We May Share/Disclose Your Information with Third-Parties

We will share your information with third parties under the circumstances described below or as otherwise described in this Privacy Policy:

We share information about your payments through our site(s) with our third-party business partners and payment processors.

We may share your information with third-party companies that perform services on our behalf, including for hosting the website through which we offer the payment portal for making payments on outstanding accounts. These third-party service providers may access your personal information and may only use it as directed by us for the purpose of our requested service.

We require all third parties to respect the security of your personal data. We do not allow our third- party service providers to use your personal information for their own purposes and they are only permitted to process your personal data in accordance with our instructions.

2. Corporate Transactions

We may share your personal information with other business entities in connection with the sale, assignment, merger or other transfer of all or a portion of Meduit’s business or assets to such business entity (including due to a sale in connection with a bankruptcy). We will require any such purchaser, assignee or other successor business entity to honor the terms of this Privacy Policy.

3. Disclosure Of Information For Legal Purposes

Meduit may disclose personal information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating any agreement with Meduit, or may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, other users of our site(s), or anyone else that could be harmed by such activities. We may disclose information in response to a subpoena, search warrant, in connection with judicial proceedings, or pursuant to court orders, legal process or other law enforcement measures. Meduit may disclose or access personal information when we believe in good faith that the law requires it, to establish our legal rights or to defend against legal claims, and for administrative and other purposes that we deem necessary to maintain, service and improve our Services.

4. Analytics And Data Enrichment Services

We may use third-party analytics such as Google Analytics to help understand your usage of our site(s) and to improve our Services.

5. Aggregated Or De-identified Information

We may disclose or use aggregated or de-identified information for any purpose. Aggregated Data may be derived from your personal information but does not directly or indirectly reveal your identity.

COOKIES POLICY

Like many online platforms, Meduit and its vendors use server logs and automated data collection tools, such as browser cookies, pixel tags, scripts and web beacons. These tools are used for analytics purposes to enable Meduit to understand how users interact with the site(s) and Services. These tools may also be used to tailor digital advertisements that are based on your browsing behaviors and inferred interests. Meduit and its vendors may tie the information gathered by these means to the identity of users.

Cookies are small text files placed on a computer or device while browsing the Internet. Cookies are used to collect, store and share bits of information about user activities. Meduit uses both session cookies and persistent cookies.

Session cookies are used to identify a particular visit to Meduit’s site(s) and collect information about your interaction with the site(s). These cookies expire after a short time or when the user closes their web browser after using the site(s). Meduit uses these cookies to identify a user during a single browsing session, such as when you log into the site(s). This helps Meduit improve the site(s) and Services, improve the users’ browsing experience, and to personalize the site(s) and Services.

A persistent cookie will remain on a user’s device for a set period of time specified in the cookie. Meduit uses these cookies to identify and recognize a specific user over a longer period of time. They allow Meduit to:

analyze the usage of the site(s) (e.g. what links users click on) in order to improve our offering;

test different versions of the site(s) to see which particular features or content users prefer to optimize the site(s);

provide a more personalized experience to users with more relevant content and course recommendations; and

allow users to more easily log in to use the site(s) and Services.

Examples of persistent cookies include: (i) preferences cookies to remember information about a user’s browser and settings preferences, such as preferred language – preference cookies make a user’s experience more functional and customized, (ii) authentication and security cookies to enable a user to log in or stay logged in to access the site(s) and Services, to protect user accounts against fraudulent log-ins by others and to help detect and protect against abuse or unauthorized usage of user accounts and (iii) functional cookies to make the experience of using the site(s) and Services better, like remembering the sound volume level selected by the user.

Meduit uses tracking technology to: (i) determine if a certain page was visited or whether an email sent by Meduit was opened or clicked on by a user; and (ii) to customize the learning experience of individual users by recommending specific courses and other content.

We also use clear gifs in HTML-based emails sent to our users to track which emails are opened and clicked on by recipients. We may use the information we obtain from the cookie in the administration of the site(s), to improve the usability of the site(s) and for marketing purposes. We may also use that information to recognize your computer when you visit our site(s), and to personalize our site(s) for you.